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Cookie Policy

What cookies this site uses, why, and how to change your choices.

Last updated: 4 September 2026

1. What cookies are

Cookies are small text files placed on your device when you visit a website. They help websites function, remember your preferences, and provide information to site owners about how the site is used.

2. How consent works on this site

When you first visit, only strictly necessary cookies are set. Analytics and marketing cookies are not set until you consent through our cookie banner. You can change or withdraw your consent at any time using the cookie settings link at the bottom of any page. Your choice takes effect immediately.

3. The cookies we use

Strictly necessary

These are required for the site to function and do not need consent.

CookiePurposeDuration
PHPSESSIDMaintains your session while you use the site (for example, while completing the claim form)Session
cconsentStores your cookie consent choices12 months
cf_clearance / __cf_bmCloudflare security. Protects our forms from bots and abuse (set when the Turnstile check runs)Up to 12 months

Analytics & marketing (consent required)

CookieProviderPurposeDuration
_gaGoogle AnalyticsDistinguishes visitors to measure site usage2 years
_ga_*Google AnalyticsMaintains session state for analytics2 years
_gcl_auGoogle AdsMeasures the effectiveness of our advertising3 months

We use Google Tag Manager to load these services. Google's own privacy information is available at policies.google.com/privacy. We use Google Consent Mode, which means these services receive no cookie data unless you have consented.

4. Managing cookies in your browser

You can also block or delete cookies through your browser settings. Doing so may affect how parts of this site work. Guidance for common browsers: Chrome, Firefox, Safari, Edge.

5. More information

How we handle personal data generally is covered in our Privacy Policy. Questions about this policy can be sent to hello@hd.claims.